Credit Repair is Scary
It’s no secret that credit repair can be intimidating, and often a big commitment to undertake. The truth behind the curtain only unfolds a long passage to hard work, and lies created by creditors creating smear campaigns to convince consumers that there is nothing that can be done to fix credit; but did you know it is legally the creditor’s OBLIGATION to validate hundreds of points upon the consumer’s request? Even if an item is being reported accurately on your credit report, If the creditor can not validate compliance with hundreds of laws then you may have the necessary leverage to have that item removed.
How This Affects You As The Consumer
Creditors often use credit bureaus as leverage into forcing you to pay outrageous amounts of money, assuming you are not au fait of your rights or laws put in place to protect you. We wouldn’t expect our clients to know all of their rights when it comes to creditors, nor would we assume that they know every time their rights have been violated. So when given the task, we go through a client’s credit report, map out a custom plan of action with the client, and personally go after the creditors on your behalf and find their violations, which often times forces them to remove the account.
How Your Consumer Rights Can Raise Your Credit Score
When the credit bureaus and creditors start receive our compliance request, in most cases they simply delete the item, rather than deal with hours of debt validation and threats of legal action and FTC complaints. Fortunately for us, we know exactly what they can and can’t do, and we also know which laws they repeatedly violate. This is the knowledge we use to gain leverage and have them voluntarily remove the negative item. Get this…since they voluntarily removed the item, you will not see it come back to haunt your report ever again!
If you have any questions, please don’t hesitate to reach out to us at 1-800-216-2725 or you can schedule a free credit consultation here: https://www.https://www.bettercreditguaranteed.com/order-credit-report/