About Cobalt Credit Repair & Restoration

"Cobalt Credit removed a collection from my credit. I even learned how to transfer my debt to a 0% interest account and that saved me over $900" Ann - Seattle, WA

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How Our Credit Restoration Process Works

We take an aggressive approach to Credit Restoration. Where other companies limit the amount of work they do each month, we dispute every single negative item on your Credit Report so you get the best possible results.

  • Unlimited Credit Disputes

    Unlike other Credit Restoration companies that charge you a fee for each dispute, or limit the number of accounts they will dispute, we offer unlimited disputes at no additional cost. We will dispute with the Credit Bureaus AND directly with creditors or debt collectors, to significantly increase our deletion ratios.

  • Highly Skilled Team

    Our team is composed of FICO Certified Consultants, Attorneys, Loan Officers and Real Estate Agents. This gives us a huge arsenal of information. In addition, we are constantly monitoring laws about credit reporting and adjusting our methods. Our staff has a real passion for Credit Repair and Restoration.

  • No Hidden Fees

    Our service is designed to be effective and easy. There are NO HIDDEN FEES. You have enough to worry about in your life, you don’t need to worry about sneaky fees! We are here to make this process easy and worry free. Some Credit Repair Companies send you to Collections if you miss a payment, we will never do this!

  • No Form Letters

    We NEVER use form letters. Many so called credit repair experts will use the same letter for ALL their clients. This has been proven ineffective since 2001 and can cause more damage to your credit. Our staff will assess your specific needs and customize our disputes to meet your goals.

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What We Do - Credit Repair

Our Credit Restoration Service is similar to that provided by a Defense Attorney. The contents in the Credit Report are no more than allegations. Unfortunately, most people never challenge these allegations. By retaining our services, our clients enter a plea of “not guilty”. It is then up to the credit bureaus, debt collection agencies and creditors to perform an investigation. If they claim to have investigated the allegation, we appeal the decision and eventually most allegations are removed. There are laws in place that protect YOU and your Credit. We Audit your Credit Report and create a Plan of Action to improve and maximize your Credit Scores.

Our Mission Statement

Our mission is to help people like you and families like yours to achieve your financial goals. Whatever they may be; Home ownership, Business Financing, Access to Loans, or maybe just Peace of Mind.

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My credit score went from 580 to 720 after 12 months of credit repair. I'm now eligible for a mortgage and have a safe car for my family. I am so grateful I hired Cobalt Credit to improve my Credit!

- Michael A., Everett, WA

Cobalt Credit Is The Best Option For Repairing Your Credit

We offer Credit Repair, Credit Restoration & Business Credit Building. Our goal is to help you understand how your credit works so you can become a homeowner!

  • Free Credit Consultation

    We give you a FREE Credit Report Consultation so we can map out a Plan of Action to fit your specific credit goals.

  • Unlimited Credit Deletions

    We don’t charge you extra for deletions. We dispute EVERY negative item on your Credit Report every month.

  • Secure Online Tracking

    You get complimentary access to our Secure Tracking Portal. You get to track your Credit Repair Progress anytime.

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