Banks VS Credit Unions… Where to Keep Your Money
Should I keep my money at the Bank or with a Credit Union? Banks vs Credit Unions… With all the media covering the banking scandals, people are asking, where should I keep my money? In a Bank or a Credit Union. The answer isn’t always simple, Credit Unions are AMAZING and I have accounts with…
CPN Number for Credit Repair- Is it Legal?
There are some major misconceptions about CPN Numbers. What is a CPN Number? It’s a Credit Protection Number and yes, there are legal reasons why someone (mostly a multi-millionaire or celebrity) would need one. In most cases, CPN Numbers are used for illegal purposes like Credit Repair Scams. If you hear someone trying to sell…
Building Credit With BAD or NO CREDIT
Building Credit with Bad or No Credit It’s one of those baffling questions that lingers to haunt us when it seems there is no hope, how on earth do you get good credit when no one will even approve you! It’s kind of an oxymoron type of situation, that we’ve actually dedicated our career to finding…
Are Debt Collection Fees Illegal? FDCPA Section 1692
Debt Collection Fee’s Legal? For years debt collection agencies have been breaking laws, hurting consumers and devastating credit scores. But what you might not know is that a lot of their practices may not be legal under the FDCPA. FDCPA and Your Rights The Fair Debt Collection Practices Act was created for the…
Spending More Then You Make
Spending More Then You Make If you are finding yourself spending more money then you bring to the table; you are not alone. The American consumer is finding themselves putting out more then they are bringing in, creating a crisis in rising debt with credit card lenders, student loans, and even medical bills. So who’s to blame…
Fastest Way To Improve Your Credit – How To Pay Debts
Quickest Way to Increase Your Credit Score & How To Pay Debts Fastest Way To Improve Your Credit Score Most often, clients believe that as long as they pay debts and/or debt collectors they will see a drastic increase in their credit score…this is an absolutely FALSE misconception. What if I told you that…
How to Remove ALL Inquiries from Transunion in 20 minutes or less
DO IT YOURSELF TRANSUNION INQUIRIES REMOVAL Not to long ago TransUnion had a server error, where the company had deleted a ton of inquiries from consumer credit reports, then proceeded to reinsert those inquiries BACK to the consumer credit reports! Now, heres the deal, TransUnion failed to follow the LEGAL procedure to actually do so!…
The Run-Down On Bankruptcy
What You Need to Know Before Filing For Bankruptcy Filing for Bankruptcy can often be a process of jumping through hoops and hopping hurdles to relieve the debtor of either all or most of owed money to creditors depending on which chapter is filed. It’s often advised that you hire a trusted and licensed…
How to Build Credit FAST!
Build Credit FAST With Little or No Credit Having good credit is just one of those things you can’t live without. Whether you are looking to finance a car, buy or rent a home, or even apply for a new job, your credit profile plays a deciding role factoring you’re approval and represents you and…
Does Checking My Credit Count As An Inquiry?
Does checking my own credit report and credit score count as an inquiry? Does checking my own credit lower my credit score at all? These are questions that I hear all too often. Confusion about checking your own credit and if it count as an inquiry against you. So I made this quick video that…