Credit Rights

Just Sign On The Dotted Line..

Hidden Fees

Have you ever read the entire terms and agreement contract prior to signing your rights over to the credit card companies? If your answer is no, your just like millions of other American’s who don’t have the time to read the lengthy contract word for word…but how this affects you as the new credit consumer is distressing…

 

The credit card industry has been uncontrollably wording their agreements in just a way where they can do just about anything they want, and hold YOU accountable. Late payment fees, lowering your high credit limit, and raising interest rates; any of this seem familiar on your last credit card statement? These are just a few easy traps to milk consumers out of their last dollar, and profit from your misfortune! It happens more then you think…

 Important Changes Defending Your Consumer Rights

This practice has become so out of hand that the US government has put their foot in the door and passed regulation to PROHIBIT some of this unethical tactics. The Bill of Rights now eliminates most of the shady and exploitative practices in the credit card monopoly.


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– The new bill protects consumers right to be notified of changes by ending the “any time, any reason” rate increases. Credit lenders are now REQUIRED to give their consumers a 45 day notice if their rate is increased.

–  Hefty over-the-limit fees have also now been demolished, UNLESS the cardholder explicitly agrees to this beforehand.

It’s no surprise that the US Government had to step in to protect consumers who have been taken advantage of for decades now; this has been the first imposed restriction on the credit card industry since 1988!

 

Your Not Safe Quite Yet..

There are still so many tricks these same companies use to insure consumer’s credit SUFFERS if any late payments are made, and theses practices are still unethical and illegal. We don’t expect you to know your credit rights word for word, nor take the time out of your already busy life to spend countless hours on correcting those bothersome tactics. That’s why we have already dissected the new Bill of Rights and found more loopholes to help YOU get your negative items DELETED for your credit profiles.

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Want to learn more?

 

Contact us today to learn how you can have the exceptional credit

you deserve. 1-800-216-2725

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