What is the Secret to Good Credit?
Well, it’s just another catch 22 that the banks and bureaus fail to clarify and educate to their consumers. The average client assumes that if they are paying their bills on time this will justify and maintain a reasonable credit score; this assumption though is in fact false. Though it is very important to maintain your monthly payments, and even more important to have a length of positive credit history, who’s to say that there isn’t a mistake or two (or ten) reporting inaccurate or negatively on your personal report? To clarify, credit bureaus and banks do not alert the consumer when something has changed or reported on a consumer’s credit report, whether the change is reporting accurate or erroneous, this is up to the consumer. So here it is, the #1 secret to good credit is…
Credit monitoring is a excellent way of tracking what is reporting on a credit report
Credit Report Monitoring
So if those banks and bureaus aren’t going to notify you when something changes on your credit report, then who will…? I’m sure you’ve heard the expression “if you want the job done right, you must do it yourself”; this may not be true for all scenarios, but this is the perfect example for credit monitoring. It is up to YOU as the consumer to make sure that your credit report is displaying only that of which you are responsible for, and to handle the negative accounts as quickly as possible. Now, we understand that if you are like the millions of hard working citizens who hardly have time to catch a breath, monitoring your credit can often fall as last priority, leaving your credit report overlooked and tossed-aside. We don’t blame you; this is why we provide a link for our clients to use a monitoring site that instantly sends alert notifications to the subscriber when something changes on their credit report directly to their e-mail. It’s a great user-friendly site that allows consumers to see exactly what is reporting between all 3 major bureaus and is refreshed to report a current report ever 30 days. To monitor your Credit Report, you can use our favorite provider here: http://www.MyReportSource.com
So How Much Does it Really Cost…
Well to be honest, not anymore than a movie for two at the theatre! Using the recommended monitoring site Scoresense, you benefit from having all 3 major bureaus reports on one easy to read, tree-free site with instant alerts of any changes for between $15-$30 USD a month. We guarantee if utilizing “credit monitoring” to its full benefits, you will save both time and money that should be spent enjoying the simple pleasures of life.
If you have any questions, please don’t hesitate to reach out to us at 1-800-216-2725 or you can schedule a free credit consultation here: http://bit.ly/order-report
